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Critical Illness Insurance in Canada Cancer | Critical Illness Quote | Free Online Seminar | Critical Illness Ontario What conditions are covered? Covered critical illnesses vary from one insurance company to another. Cancer, heart attack and stroke are leading causes of critical illnesses and a few companies focus only on these. That's good basic coverage but what happens if next year you join the ranks of 50,000 Canadians with multiple sclerosis or the 750,000 Canadians who are expected to be suffering with Alzheimer's by the year 2031? Some companies cover a comprehensive range of critical illnesses. They include coverage for cancer, heart attack and stroke along with 15 or 20 other illnesses. The premiums are not, as you might expect, two or three times as much as the basic coverage. There is less chance that you will contract one of these additional illnesses, like MS, than suffer a heart attack. But if you become an MS statistic, nothing else matters much except that you are covered for MS. There is one more important consideration when selecting your plan. And that is how liberal each definition is for an illness. Less restrictive definitions provide broader coverage for the critical illnesses and provide greater assurance that you will receive payment. Having said that, the best plan is always the one that's issued and in force. Medical definitions are a challenge to understand for most of us. If you endlessly compare definitions from company after company, you won't have any protection when a critical illness strikes. Most Covered Conditions:
Remember each company offers different conditions and their definitions are all different. Call one of our life agents now to discuss which coverage is right for you at: 1-877-906-6762 Ext. 232 or 416-628-5762 Get Your Critical Illness Quote Now Free Life Quotes Over the Phone in Minutes! Call Toll Free: 1-877-906-6762 Ext. 232 or 416-628-5762 |
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in any jurisdiction, in which manulife securities or its advisors are not appropriately licenced or registered or
where any product or service is not eligible for sale. details are available on request.
This website is not meant to provide legal or account advice. As each situation is different you should consult your own
professional advisor for advice based on your specific circumstances.
Manulife Securities and the block design are registered service marks and trade marks of
The Manufacturers Life Insurance Company and are used by its affiliates including Manulife Securities Incorporated.
Manulife Securities incorporated is a member cipf.