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Provide a Legacy for the Next Generation

Keep You Cottage Preserve Your Wealth Provide a Legacy Lower Your Tax Bill
Customized Insurance Protect Your Savings Loan Into Income Minimize Taxes
Permanent Protection Tax Efficient Inheritance Supplemental Income
Term Free Income Save $ On Your Loan Lower Volatility

Provide a Legacy for the Next Generation

If you have significant assets that you want to transfer to your children or grandchildren, but have difficulty obtaining insurance due to age or health concerns, but then you could benefit from my Legacy Creator strategy.

The Legacy Creator is a simple intergenerational wealth transfer strategy that allows you to pass an inheritance to your child or grandchild without triggering taxes on the transfer or having to pay probate fees. It allows you to keep full control of your assets during your lifetime, while deferring any tax payable on the growth of the assets within the plan.

How does it work?

You purchase a Universal Life policy, naming your child or grandchild as the life-insured and the contingent owner. Over time, your cash value grows tax-deferred within the policy. Upon your death, the policy and it’s cash value is transferred to the contingent owner (i.e. your child or grandchild) without triggering taxes. This policy can be used any way the new owner sees fit since both the insurance protection and cash accumulation have been maintained.

Advantages of the Legacy Creator:

• Long-term tax-deferred investment growth
• Tax-deferred transfer of assets upon death
• No probate fees on death
• Non-taxable death benefit
• Wide variety of investment options
• Permanent Life insurance protection

Free Insurnce quotes over the PhoneIf you would like to learn more about the Legacy Creator or any other wealth management strategy give us a call at
1-877-628-5762 and we’d be happy to discuss it with you.
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