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Long Term Care Insurance - Get your Free Quote Now! Long Term Care Insurance is designed to allow a person to maintain their level of functioning despite physical and mental factors that have limited their abilities to care for themselves. To get a Free Long Term Insurance Quote quote today  Click here to Win an IPod Shuffle! Usually it entails the provision of continual “hands on” assistance in order to accomplish daily activities, such as: bathing, eating, dressing, toileting, and transferring. The need may arise from paralysis, Alzheimer’s, Multiple Sclerosis, or simply from senescence. Long Term Care Insurance allows you to take control of your future needs, providing you independence in old age when it comes to maintaining your level of functioning and self-management. . Some philosophers say, people with no future have nothing to worry about. However, the philosophy that most people can relate to is live in the present while striving for a secure and better future for yourself and your loved ones. It’s a fact that all human activities are directed towards acquiring better things in life – for now and in the future – a home and a prosperous retirement, along with savings for a rainy day. But have you thought about guaranteeing a worry-free retirement for yourself years from now? Science has advanced tremendously. Unlike a century ago, people are now living up to an older age and facing the consequences of living too long. Long term care is critical and sometimes the cost can be high and threatening to your much worked for financial security. A well-advised planning can protect you. Long Term Care Insurance takes away the financial insecurity that may accompany old age and a need for long term care. By planning your future today, it is indeed possible to have nothing to worry about in your inescapable old age. An evaluation and determination by a medical professional confirming the patient’s inability to perform one of the above daily activities may lead to the creation of a plan for the implementation of Long Term Care Insurance. We all want to be healthy throughout our lifetime but we never really contemplate the possibility that there may come a time when even the most basic daily activities become a task hard to accomplish. Younger people taking health for granted sometimes don’t realize that it takes a certain amount of planning to assure health in the old age. Long Term Care Insurance provides tax-free benefits when there is a need for long term care. The benefit can be used to cover the cost of having a registered nurse come to your home or for you to stay in a nursing home. Why do you need Long Term Care Insurance? Most people rely on the provincial health care plans for long term care. However, given the politics of funding the health care budget, one can never be certain about how things will be in the future. With greater emphasis on war and security after 9/11, greater pressure is being placed on all publicly funded social services, including health care. In long run what it means is that an increasing number of services will require Canadians to pay out of their pockets. Considering the already high costs of today, speculation is that most people may not afford to pay the full costs in the future. Everybody needs reliable alternatives. Long Term Care Insurance provides security not just for your future but also for the future of your loved ones should you need long term care. Long Term Care Insurance gives you a choice Even though everybody would like to be taken care of in their old age by their family members and their loved ones, the busy life of today makes it difficult for others to make the time. Long Term Care Insurance gives you better choice, ranging from nursing home care to care in your own home to meet your unique needs. Tax-free benefits Long Term Care Insurance provides tax-free benefits when there is a need for long term care. The benefit can be used to cover the cost of having a registered nurse come to your home or for you to stay in a nursing home. Long Term Care Insurance allows you to take control of your future needs, providing you independence in old age when it comes to maintaining your level of functioning and self-management. |
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Copyright (c) 2007. GetCoverd.ca. All rights reserved.
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in any jurisdiction, in which manulife securities or its advisors are not appropriately licenced or registered or
where any product or service is not eligible for sale. details are available on request.
This website is not meant to provide legal or account advice. As each situation is different you should consult your own
professional advisor for advice based on your specific circumstances.
Manulife Securities and the block design are registered service marks and trade marks of
The Manufacturers Life Insurance Company and are used by its affiliates including Manulife Securities Incorporated.
Manulife Securities incorporated is a member cipf.